Personal

personalBanking

FMS offers a complete suite of personal accounts, mortgages and loans designed to meet your needs for today and the future.  Check out our free Windmill Simple checking account—with the option to earn interest.

Every checking account includes:

  • Free instant issue Visa debit cards* to access your account immediately
  • Free bill pay – increase protection of your identity and on-time bill payments
  • Free online and mobile banking for 24/7 access
  • Free debit card fraud protection tool – real-time on/off control with the touch of a finger
  • Free electronic statements – reduce opportunity for identity theft and paper storage

Our experienced and friendly team is here to answer your questions and help find the right products to make managing your finances simpler.

Brief descriptions of our personal banking and borrowing solutions are found by clicking on the products and services listed in the navigation box on the left side of this page.

Learn more about your Financial Health – Are you stressed about money? Don’t worry – you’re not alone and help is available! This program will help you understand key financial concepts and make better decisions related to managing your money.

*Debit card replacement fee of $10.00 is assessed when card is lost, damaged, or stolen.