Essential Duties And
Responsibilities
- Conducts the loan interview and secures the customer information necessary to initiate a loan transaction. Then provides loan information and service to customers, realtors, and others as needed.
- Receives and screens loan applications; requests applicant credit and mortgage status, banking and personal reference, notifies those applicants not qualified for further consideration.
- Prepares records and reports as requested regarding loan origination and closing activities as needed.
- Responds to inquiries from prospective customers regarding all types of mortgage and construction loans, provides requested information regarding the organizations lending policies and procedures.
- Screens completed applicants; submits those applications qualified for further consideration to the Loan Committee for approval; provides the Loan Committee with additional information as required.
- Requests personal employment and credit check of the applicant.
- Maintains close relations with others in the banking community, home construction, and real estate to be knowledgeable about property values and to build network of professionals.
Education,
Experience, Skills
- Active NMLS License Required
- 2+ Years of experience with Mortgage Loan Origination
- Experience with Conventional, FHA, VA, USDA, construction loans, bridge loans, and reverse mortgage loans.
Benefits
- 100% employer paid medical and dental insurance for employees and dependents
- Bank paid life insurance as well as short and long-term disability coverage for employees
- Company matches up to 5% in 401K Plan
- Great Place to Work Certified
- 11 Paid Bank Holidays• Over 3 weeks of Paid Time Off for new employees
- Volunteer Paid Time Off Program
- Employee Assistance Program
- Access to career training and development opportunities and other employee discounts