Personal Credit Cards

Low Rate VISA® Classic Card from FMS Bank:
Enjoy everyday conveniences with a low rate! Plus, keep more money in your wallet with no annual fee.
Convenience
Manage your card online. Make payments, set alerts, view balance, download transaction history and more!
Low Rates
Enjoy low rates competitive in today’s market!
No Annual Fee
Keep your money in your wallet.
Additional Product Features
Services
- Apple Pay, Samsung Pay, Google Pay, Visa® Click to Pay
- Tap to Pay contactless card
- Online account management
- 24/7 customer service
Travel
- Roadside Dispatch®: Emergency roadside assistance
- Travel accident insurance
Security
- Lost or stolen card reporting
- Emergency card replacement
- Fraud alert notices: Email, Text, & IVR

Rewards VISA® Platinum Card from FMS Bank:
Maximize your spending with a low rate, no annual fee, and unlimited reward points! Points can be redeemed for cash back, travel, merchandise, gift cards and more!
Rewards
Earn 1 point for every dollar you spend. Redeem for cash back, travel, gift cards or merchandise!
Convenience
Manage your card online. Make payments, set alerts, view balance, download transaction history and more!
Intro APR
Intro APR For Purchases And Balance Transfers Available.
Additional Product Features
Services
- Apple Pay, Samsung Pay, Google Pay, Visa® Click to Pay
- Tap to Pay contactless card
- Online account management
- 24/7 customer service
Benefits
- Earn 1 reward point for every dollar spent
- Roadside Dispatch®: Emergency roadside assistance
Security
- Lost or stolen card reporting
- Emergency card replacement
- Fraud alert notices: Email, Text, & IVR