At FMS Bank, we believe that supporting small business is one of the most powerful ways we can support our community. That’s why we’re thrilled to introduce Jarron Gray, our SBA Lending Specialist and longtime champion of small business success.
Jarron brings more than 20 years of experience in banking and small business lending, including over 18 years working directly with the SBA. He started his career as a teller, worked his way up through underwriting, and now focuses on helping entrepreneurs access the capital they need to start, grow, and stabilize their businesses.
SBA loans can offer big advantages (like longer repayment terms, competitive rates, and lower down payments) but navigating the requirements can be complex. That’s where Jarron shines. He’s here to help structure the right SBA loan solution and guide each client through the process with clarity and care.
When Jarron’s not helping local businesses thrive, he’s serving as the Board Chair for the Urban Chamber of Commerce or spending quality time with his wife, two daughters, and their beloved pups.
