Windmill Smart Checking

We are pleased to introduce an interest bearing checking account. It's the newest way to make your money WORK for you! Not only do you earn a base interest rate, if you meet the BONUS RATE requirements every statement cycle, you will earn a higher rate.

• Base Rate 0.25% APY (Annual Percentage Yield) - paid on entire balance
• Bonus Rate 4.05% APY (Annual Percentage Yield) - paid on balances which meet the following criteria:
  1. 12 Visa debit transactions per statement cycle
  2. Set up one direct deposit transaction or ACH debit transaction per statement cycle
  3. Sign up to receive E-Statements
  4. Bonus rate applies to balances up to $25,000

This interest rate is a variable rate and may change after the account is opened. Fees can reduce earnings on this account.

For more information on this exciting new account, please stop in today and see one of our new accounts representatives.

 

Windmill Direct - Remote Deposit Product

Windmill Direct is the next revolution in Banking. It allows businesses to make check deposits electronically without a trip to the bank. With this service you can electronically transfer your bank deposits of checks using a desktop scanner and a secure internet connection. You and your deposit never leave your office, but your deposit is credited to your business account the same day, just as if you had personally handed it to a teller.

Please stop in today and inquire about this innovative new product and see for yourself the savings you will experience.

 

The Sweep Account

A sweep account automatically transfers money between your checking account and an investment account. It automatically keeps the checking account balance at a target balance of $100,000 by transferring funds to or from the investment account as needed.

Health Savings Accounts (HSA)

A Health Savings Account (HSA) is a tax exempt trust or custodial account established exclusively for the purpose of paying or reimbursing qualified medical expenses of you, your spouse, and your dependents.

MCC Foundation Benefit Money Market Deposit Account

Show your support of Morgan Community College by opening a MCC Money Market Account. You can earn a money market rate on the account and we will make a contribution to the MCC Foundation in your (the account holder's) name.

Visa Travel Money Cards

The smarter, more convenient way to access your travel money. The Visa Travel Money Card is an instantly available travel card that you can load with US Dollars. It can be used at millions of merchants around the world that accept Visa debit cards. Since the card is prepaid there is no danger of overspending. If at the end of your travels, you still have money left on the card, you can choose to reload the card or spend the remaining funds at any location that accepts Visa debit cards.

Visa Gift Cards

The Visa Gift Card can be activated and loaded with US Dollars right here at the bank. It can be used immediately by the recipient. A great gift idea for birthdays, graduations, and Christmas.

Courier Service

Save a trip to the bank by taking advantage of our Courier Service. For a fee of $2.00 per pickup, we will come to your location, pick up your deposit, and drive it back to the bank for deposit.