Customer Identification Program
The "USA PATRIOT" Act of 2001 requires customers of Fort Morgan State Bank to comply with identity verification procedures. The program will apply to customers opening Checking, Savings, Certificates of Deposits, Individual Retirement Accounts, Safety Deposit Boxes as well as Loans and other extensions of credit.
Any U. S. citizen opening an account or added as a signatory to an account will need to provide a minimum amount of identifying information to Fort Morgan State Bank. Such information the bank will be requesting is as follows:
- Name
- Address
- Date of Birth
- Social Security Number
Once this information is provided, the bank must verify that the information is accurate. Verification accepted will include the following:
- Social Security Card
- Unexpired Drivers License
- Unexpired State issued Identification Card
Any Non U.S. Individuals opening an account, or added as a signatory to an account will also need to provide the bank their name, address, date of birth, and taxpayer ID number. Once the information is provided, the bank must verify that the information is accurate. Verification documents that will be accepted are:
- Passport and Country of issue
- Alien Identification Card
- Unexpired Drivers License
- Other Government issued document showing residence, photo, and nationality
Any Business Customer opening an account will need to provide a minimum amount of identifying information to the bank. Such information will include:
- Name
- Principal place of Business
- Mailing address if different
- Tax identification Number
Once the information is provided, the bank must verify that the information is accurate. Verification documents that will be accepted are:
- Registered Articles of Incorporation
- Government issued business license
- Partnership agreements
- Trust Instruments
