Personal Banking

Checking Accounts

• Personal and Business Checking - $100.00 Minimum Balance to open
• Golden Checking Account - $100.00 Minimum Balance to open
• Scholar Account - $100.00 Minimum Balance to open
• Money Market Accounts
• MCC Foundation Benefit Money Market Deposit Account
• "NOW" Accounts

Savings Programs

• Regular Savings Accounts - $100.00 Minimum Balance to open
• Minor Savings Accounts - $25.00 Minimum Balance to open
• Christmas Club Account/Vacation Club Account
• Individual Retirement Account - Roth IRA's - Educational
• Certificate of Deposits
• Health Savings Accounts

Loan Programs

• Consumer - auto, boat, RV's, motorcycle, personal loans
• Mortgage
• Construction - home construction
• Home Improvement
• Overdraft Protection on Checking Account

Additional Services

• Safe Deposit Box - four different sizes to choose from
• Night Depository
• Cashier Checks and Money Orders
• Visa Travelers Checks
• Visa Debit Cards
• Visa Gift Cards
• ATM Card
• Notary Service
• Treasury, Tax and Loan Payments
• Series EE Bond Purchase/Redemption
• Series I Bond Purchase/Redemption
• Stop Payments
• Telephone Transfers
• Wire Transfers
• Bank by Mail
• Drive-up Banking
• Endorsement Stamps
• Voice Access 24 hour telephone banking