Windmill Direct - Remote Deposit Product
- Banking at your convenience; 24 hours a day, 7 days a week
- Allows businesses to make check deposits electronically
- Experience the same Next Day Funds Availability on deposits made before 4:30 p.m.
- Call for details on taking part of this exciting new product
Business Loan Programs
- Conventional Loans for Inventory, Equipment, Accounts Receivable and Real Estate
- SBA Low Doc Guarantee Programs
- Business and Industry Guarantees
- Agricultural Loans
We specialize in assisting beginning and growing businesses with their financing and money management needs. Call for details on how you can get the financing and funds management package you need to help your business grow.
For information on current rates and terms contact Fort Morgan State Bank today at fmsbank@fmsbank.com or call us at 970-867-3319 and talk to one of our loan specialists.
Sweep Accounts
A sweep account automatically transfers money between your checking account and an investment account. It automatically keeps the checking account balance at a target balance of $100,000 by transferring funds to or from the investment account as needed.
Health Savings Accounts (HSA)
A Health Savings Account is a tax-expempt trust or custodial account established exclusively for the purpose of paying or reimbursing qualified medical expenses of you, your spouse, and your dependents.
Additional Services
- Safe Deposit Box - four different sizes to choose from
- Night Depository
- Cashier Checks and Money Orders
- Visa Travelers Checks
- Visa Debit Cards
- Visa Gift Cards
- ATM Card
- Notary Service
- Treasury, Tax and Loan Payments
- Series EE Bond Purchase/Redemption
- Series I Bond Purchase/Redemption
- Stop Payments
- Telephone Transfers
- Wire Transfers
- Bank by Mail
- Drive-up Banking
- Courier Service
- Endorsement Stamps
- Merchant Credit Card Processing by Manual or Electronic Methods
- Voice Access 24 hour telephone banking
